Monday, April 29, 2019

6 Things To Consider Before You Move To 55 And Older Apartments

By Joseph Murphy


As you grow older, it may become evident that downsizing is the right thing to do. It's common to need a smaller living space once your children go off to college or you just get tired of the hard labor of keeping an entire house clean. Maybe you're looking to cut back on a few bills. Regardless of your reasons for moving to 55 and older apartments, there are a variety of things you should consider before you become a residence of one of these communities.

If you are able to walk on your own and get around fairly easily, one of these communities may be a good fit for you. The primary requirement for living in an assisted living facility is being able to take care of yourself without a lot of help, such as cooking, cleaning, and moving throughout the facility without the extensive care of a nurse or doctor. Now that you know the primary concern of joining a senior community, there are other things that should be considered before you decide to move.

You also need to set a budget. You need to add all of your current expenses and subtract them from the money you have, whether it's from a retirement account, job, or any other source of income. Once you have those expenses figured out, look at the apartments you are considering moving to and check their rental rates. You should make at least twice the rent to ensure you can cover the expenses at your new home in the event an emergency occurs.

If you've ever wanted your own living space without the frustration of maintenance, 55 and older apartments may be your ideal living situation. Although you have to keep your apartment clean and tidy, you don't have to worry about lawn maintenance or the maintenance of gutters, driveways, windows or any repairs. Not having to pay these things saves you money in the long run.

Living in a community that is designed for seniors offers the benefit of you having your personal space but also being able to socialize and get to know other residents. If you're looking for an apartment complex that still gives you the neighborhood environment, you may do well in one of these communities.

If you're considering an assisted living facility, you should be able to function without a doctor or nurse by your side at all times. Many senior apartments do not provide extensive care, so if you or your spouse have a health condition that requires constant care, you may have to provide the care on your own or register these issues with apartment complex to ensure you are taken care of.

Don't forget to consider the features and amenities of each apartment you look at. Take a look at what each apartment offers. Look for activities and special events they may hold. Ask about fees that may be associated with participating in the activities or trips. The more there is to do, the less chance there is of you getting bored and being stuck in your apartment all day.

Looking for a new home can be frustrating but considering these 6 factors can help you find something nice that you are proud of. Take your time and look for a residence you like. Try not to settle. Doing so can cause problems later on.




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